• Small to medium-sized businesses that are not yet processing significant amounts of cash and checks* will benefit from Bank Independent's Complimentary checking account. 


    Complimentary account holders enjoy:

    • No Monthly Service Fee 

    • Statements with Check Images – Receive paper or electronic statements (eStatements) with complimentary check images.

    • 10% Discount on a Safe Deposit Box – Just have your safe deposit box fee automatically deducted from your Complimentary checking account.
    • Free Debit Card
    • Overdraft Protection Options**

    *A per-check charge of $.45 will apply after the first 300 checks are processed each month. 

    ** Having Overdraft Coverage does not guarantee that we will pay your overdrafts. If you have coverage and we do pay your overdraft on checks, in-person withdrawals, ATM withdrawals, or other electronic means, you will be charged $34 for each overdraft item that we pay up to a maximum of 10 overdraft charges per day.