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Smart Money Market

  • Bank Independent's Smart Money Market account is perfect for businesses that need ready access to cash.


    Advantages of the Smart Money Market include:

    • No quarterly balance requirements
    • Up to six withdrawals per month*
    • A $1 minimum opening balance when you automatically sweep funds into your Smart Money Market account from another Bank Independent deposit account each month

    To qualify for our Smart Money Market with no quarterly or monthly service charges** simply:

    • Maintain a minimum account balance of $10,000 or
    • Have an automatic monthly transfer from another Bank Independent deposit account or
    • Enroll in Smart Swipe and deposit your transfers into your Smart Money Market account


    *A service charge per withdrawal will be assessed after the 6th withdrawal in a month 
    **Smart Money Market accounts are available for a $15.00 monthly service fee to those businesses which don't meet the qualifiers



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