Auto Loans

  • Need a new set of wheels?  Bank Independent can put you in the driver's seat of a new or used vehicle today with one our personalized auto loan programs. 


    With a Bank Independent auto loan, you can:  

    Earn Cash Back – Receive 1% cash back on your payment when you have it automatically deducted from your Bank Independent personal or business checking account. See program details.

    Buy a Car – We offer competitive rates on any new or used car. And, there's no dealer mark-up on top of the bank rate or elimination of a cash back incentive. Determine your payment.

    Refinance Your Existing Loan – Bank Independent is one of the few financial institutions that will finance your remaining balance, and sometimes* extend the term to get the payment you want. Determine your payment.

    Make Extra Payments with our Preferred Payment Program – Most banks say you can pay semi-monthly, bi-weekly or make extra payments to match your budget. However, they generally utilize a third party who holds your payment until the due date, charges an enrollment fee and a monthly transaction fee. At Bank Independent we have invested to make our loan system apply these non-standard payments. You get the immediate benefit of principal reduction--potentially cutting years off your loan--by making your payment on your terms, whether that's weekly, bi-weekly or semi-monthly. Plus – there's no charge for this service.


    *Depending on the year and make of car. 

    All loans are subject to credit approval