Need a new set of wheels? Bank Independent can put you in the driver's seat of a new or used vehicle today with one our personalized auto loan programs.
With a Bank Independent auto loan, you can:
Earn Cash Back – Receive 1% cash back on your payment when you have it automatically deducted from your Bank Independent personal or business checking account. See program details.
Buy a Car – We offer competitive rates on any new or used car. And, there's no dealer mark-up on top of the bank rate or elimination of a cash back incentive. Determine your payment.
Refinance Your Existing Loan – Bank Independent is one of the few financial institutions that will finance your remaining balance, and sometimes* extend the term to get the payment you want. Determine your payment.
Make Extra Payments with our Preferred Payment Program – Most banks say you can pay semi-monthly, bi-weekly or make extra payments to match your budget. However, they generally utilize a third party who holds your payment until the due date, charges an enrollment fee and a monthly transaction fee. At Bank Independent we have invested to make our loan system apply these non-standard payments. You get the immediate benefit of principal reduction--potentially cutting years off your loan--by making your payment on your terms, whether that's weekly, bi-weekly or semi-monthly. Plus – there's no charge for this service.
*Depending on the year and make of car.
All loans are subject to credit approval
Auto Loan Calculators Here are other calculators to answer your financing questions:
Which is better: a new or used vehicle?
How much should depreciation cost me?
Should I lease or purchase a vehicle?
Should I finance or pay cash for a vehicle?
How much will my vehicle payments be?
Which vehicle loan is better?
What term of vehicle loan should I choose?
Should I use a home equity loan instead of an auto loan?