At Bank Independent--a small-town bank with big-city options--we offer borrowers a variety of loan choices ranging from local customization to participation in national programs.
Customization – As a local institution with our own portfolio, we have the ability to tailor solutions to your individual situation. This includes special payment options to fit your budget and even cash back for paying on-time automatically.
Access to Federal Programs – As a $1 Billion bank, we have the capability to leverage federal programs including VA and Fannie Mae conventional loans. You can leverage aggressive rates from national investors, or special programs subsidized by the Federal Government.
Apply Anywhere in Minutes – As a technology leader, Bank Independent allows you to apply in person, over the phone or online – you choose. It can take as little as 20 minutes.
1% Cash Back – There’s nothing like being rewarded for paying on time automatically. For more information about this program for conventional mortgages like a 30-year fixed mortgage, visit 1% cash back for conventional mortgages. For all other mortgages like any one of our custom mortgages, visit 1% cash back for custom mortgages.
All mortgages subject to credit approval
Apply NowApplying online is as easy as 1-2-3.
You can apply now in as little as 20 minutes.
Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Originators are only a phone call away if you need help. Contact us at 256-386-5100.
Mortgage Calculators Here are other calculators to answer your mortgage questions:
How much will my adjustablerate payments be?
Which is better: fixed or adjustable?
Should I pay points to lower the rate?
Which is better: 15 or 30 year loan term?
How much should I put down for a new home?
How much can I save in taxes?
What will my closing costs be?