Smart Growth Savings

  • Bank Independent has developed exclusive programs that help you meet your savings goals by transferring savings dollars to special accounts paying rates equivalent to Wall Street alternatives.* We call them Smart Growth. You'll call them just plain "Smart!"

    Our Smart Growth programs in the Smart Growth toolkit include:

    • Rainy Day Express 
    • Home Express
    • Christmas Express
    • Retirement Express
    • College Express

     * Compare our rates to non-FDIC alternatives by visiting There you’ll find iMoneyNet Money Fund Averages that reflect the average return of US money market mutual funds. You can review the top 15 retail funds individually. Either way, you’ll find that our FDIC-insured money market accounts and CDs provide competitive returns - with the added safety of FDIC insurance.