Debit Card Rewards

  • Reward yourself with Relationship Rewards. 

    Register your Relationship Rewards debit card or redeem your points today at bibankrewards  

     BI Rewards Btn 

    Earn Points for all of your Debit Card Purchases

    Many of our personal checking accounts, including Relationship Rewards and the Premier Cash Management Account, and many of our business checking accounts, including Relationship Rewards and Premier Analysis Checking, reward with points you for your debit card purchases. You can redeem these points for cash back, gift cards, travel, merchandise and more.

    How You Earn Points

    To begin earning reward points, first you must register on the Bank Independent Rewards site. Then simply use your Bank Independent debit card to earn points on qualifying purchases anywhere Visa® is accepted including:

      • Store purchases made with a transaction requiring a signature (credit) earn double points
      • Internet purchases
      • Phone and mail order purchases
      • Small dollar purchases for which the merchant does not require you to sign

    You can also earn additional points by shopping at one of our participating online retailers. Earn up to 100 points per dollar or more by shopping online or in-store*. Simply select the offer and follow the purchasing instructions found on our BI Rewards site.

    Use your debit card when purchasing things like groceries, gas, or entertainment and watch your reward points add up. Remember to select “Credit” at the checkout line to earn double points.

    First, You Must Register Your Card!

    Remember to register your card to begin earning points. It's easy!

    • Go to and enter the requested information
    • Create a user name and password
    • Begin earning points as early as tomorrow!


    Combine Your Points

    Since points are combined at the account level, your points and the points accrued by your account's co-owners are combined. You may also link other accounts together. Simply go to your Preferences on the BI Rewards site to learn more.

    Redeem Your Points

    Simply visit to redeem your points for gift cards, merchandise, travel, services and more. is where you'll also find special offers from participating merchants, like double or triple points on certain purchases.

     Merchant Rewards

    We're actively recruiting merchants in our community to join our BI Rewards program. Check  or download the BI Rewards mobile app to see if your favorite local dry cleaner, gift shop or restaurant is offering you bonus points or discounts just for using your registered Bank Independent Rewards debit card at their business.

    If you have questions about BI Rewards, please call Customer Service at (256) 386-5000 or (877) 865-5050.

    * Participating retailers and offers are subject to change without notice. Please refer to the Bank Independent Rewards terms and conditions.