Free Checking

  • Some banks claim to offer "free" checking, but you won't find that word in their product name.  At Bank Independent, we're proud to offer a truly Free Checking account. 


     Free Checking account holders enjoy: 

    • No Monthly Service Fee 

    • No Transaction Limits 

    • Free Debit Card 

    • 1% Cash Back on Loans – Receive cash back on your Bank Independent installment loan payment if your payment is scheduled for automatic deduction from your Free Checking account. See program details.* 

    • Overdraft Protection Options**

    • First Order of Checks Free 

    • Statement Options – Choose from paper or convenient electronic statements (eStatements).

    • 10% Discount on a Safe Deposit Box – Just have your safe deposit box fee automatically deducted from your Free Checking account.

    • Online Banking with Bill Pay and Mobile Banking – Bank whenever, wherever you'd like with our many electronic banking options.

    * To determine if your 1% cash back rewards are tax-deductible, consult a tax attorney, CPA or your personal tax preparer 

    ** Having Overdraft Coverage does not guarantee that we will pay your overdrafts. If you have coverage and we do pay your overdraft on checks, in-person withdrawals, ATM withdrawals, or other electronic means, you will be charged $34 for each overdraft item that we pay up to a maximum of 10 overdraft charges per day.