Bank Independent has created unique, personalized programs for every lifestyle--from those just starting out, to professionals and executives. Each program includes specially designed accounts and benefits for your life stage including a checking package, loan programs and long-term growth programs paying Wall Street rates* to meet your life's goals.
Starter Edition for young people and families - These programs include a Free Checking account, loan programs with 1% cash back**, Preferred Payment program and Smart Growth programs for college funding, rainy day saving and more. You can choose one or all.
Deluxe Edition for growing families and individuals - These programs include a Rewards Checking account, loan programs with 1% cash back**, Preferred Payment program, mortgages, and Smart Growth programs for college funding, retirement and more. You can choose just one or as many as you'd like.
Premier Edition for professionals, as well as large depositors and borrowers - These programs include a Premier Cash Management Account (CMA), loan programs with 1% cash back**, Preferred Payment program and Smart Growth programs for college funding, retirement, Christmas and more. Select as many as you'd like, it's your choice.
Compare our checking accounts to see which one meets your needs.* Compare our rates to non-FDIC alternatives by visiting iMoneyNet.com. There you'll find iMoneyNet Money Fund Averages that reflect the average return of US money market mutual funds. You can also review the top 15 retail funds individually. Either way, you'll find that our FDIC insured money market accounts and CDs provide competitive returns - with the added safety of FDIC insurance.** Receive 1% cash back when you have your installment loan payment automatically deducted from your checking account. Restrictions apply. See program details. All loans are subject to credit approval.