• BI Blog
  • Facebook
  • Twitter
  • LinkedIn
  • Business Checking

Checking

  • We offer checking accounts to fit the individual needs of your unique business.


     

    All Bank Independent business checking accounts include:

     

    Micro Business Small Business Business Interest Premier Analysis
    Bank Independent's Micro Business Checking account is perfect for organizations with low-volume banking needs like independent distributorships and clubs. Small Business Checking is the go-to account for start-up companies and businesses in need of a simple, everyday account. Business Interest Checking is best for businesses with moderate transaction volume. Premier Analysis Checking provides premium benefits to businesses with high-volume transaction levels and banking needs.
    LEARN MORE 

    Open Now BTN
    LEARN MORE

    Open Now BTN
    LEARN MORE

    Open Now BTN Large
    LEARN MORE

    Open Now BTN Large
    No Monthly Fee No Monthly Fee with:
    Enrollment in Bank Independent Merchant Services
    OR
    $5,000 minimum account balance
    OR
    $25,000 combined loan and deposit balances


    Otherwise:
    $10 Service Charge 

    No Monthly Fee with:
    Enrollment in Bank Independent Merchant Services
    OR
    $10,000 minimum account balance
    OR
    $50,000 combined deposit/loan balances***


    Otherwise:
    $12 Service Charge

    Monthly Fee:
    May be offset by earnings credit


    Otherwise:
    $15 Service Charge

    Minimum Opening Deposit Minimum Opening Deposit Minimum Opening Deposit Minimum Opening Deposit
    $100 $100 $100 $100
    Included Features Included Features Included Features Included Features
     
    • 10% Discount on Safe Deposit Box rental with auto-debit
     
    • 20% Discount on Safe Deposit Box rental with auto-debit 
    • Interest Earnings
     
    • 20% Discount on Safe Deposit Box rental with auto-debit 
    • Earnings Credit
     
    Available Features Available Features Available Features Available Features
           

    *We will charge an NSF fee of $36 for each item that overdraws your account. We will not charge more than 10 overdraft or insufficient funds fees to your account in one business day. Standard overdraft practices apply when you have authorized us to pay and we have agreed to pay checks and other transactions causing an overdraft through automatic bill payments and for checks and other transactions made using your account number. Whether your overdraft item will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdraft items if your account is not in good standing, if you are not making regular deposits, or if you have too many overdrafts. We will not authorize and pay overdrafts for ATM transactions or everyday debit card transactions unless you ask us to. Deposits are required within 60 days of an overdraft. If an overdraft is not paid in full within this period, your account is subject to close. See a Personal Banker for details on minimum balance requirements and monthly maintenance fees for all deposit accounts.

    **An NSF fee will not be charged to an account if the ending daily balance in the account is overdrawn by $5.00 or less.

    ***The combined balance is calculated by adding the lowest daily balance that occurred in each of your deposit and loan accounts during your statement cycle.

    Requires separate enrollment. See enrollment form for additional details. 

Online Banking Sign In

You've clicked a link that is not part of the Bank Independent website. Bank Independent is not responsible for the content you may encounter as a result of visiting this link. 

If you wish to proceed to this website, please click CONTINUE below. If you do not wish to visit this link, click CANCEL to return to your original page.

Continue Continue
Cancel Cancel