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Business Credit Cards

Locally-supported solutions to manage business expenditures and simplify spending.

Why BI?

Helping businesses succeed is just one way we can achieve our mission of making a positive difference in people's lives.  We truly believe that businesses can benefit from deeper banking relationships, and we want to provide you and your team with both all of the deposit and credit products you need to thrive--all delivered with our signature brand of service.

With every Bank Independent Business and Corporate credit card you'll enjoy:

  • Multiple payment options including in-branch payments and servicing
  • Consolidated or individual billing statements
  • Individually customized employee spending limits
  • Local decision-making
  • 24/7 customer service and online account access
  • Support from our lenders and Business Banking team
  • MasterAssist travel, medical & emergency assistance

Visit a Sales Office near you to apply for any of the business, corporate and purchasing card options below.

Business Credit Cards

Enhance your business banking relationship with a Bank Independent Credit Card to amplify purchasing power and easily manage business expenditures. You'll enjoy the same great hometown service and local decision-making you've come to expect, plus the worldwide MasterCard® benefits your business needs.

Platinum
With three Platinum card options, you can transfer a balance or consolidate debt from a higher-rate card and enjoy a special six-month introductory APR on balance transfers and purchases plus lower competitive rates thereafter. Enjoy all these benefits and also collect cash back rewards on all purchases when you qualify for our Platinum Rewards Mastercard. 

World
Reward yourself with unlimited cash back*, complimentary premier services and exclusive assistance with our World MasterCard. Take advantage of the discounts on must have business essentials and upscale merchant offers, access to a Mastercard business assistant and travel and lifestyle services, and more. Earn 1% cash back for every $1 spent and 3% cash back for travel and dining**.

Visit a Sales Office near you to apply for any of our business, corporate and purchasing card options (see Terms and Conditions(Opens in a new Window) for complete details).


Corporate Credit Cards

Designed with businesses with high spending limit requirements in mind, Bank Independent's corporate credit cards combine commercial credit control and working capital solutions with customized local service.

Corporate
Our Corporate Card is the perfect option for larger businesses or non-profits paying statement balances in full. No personal guarantee is required (see Terms and Conditions for complete details).

Corporate Rewards
Enjoy all of the benefits of our Corporate Card plus robust rewards. Earn 1% cash back for every $1 spent.*

Visit a Sales Office near you to apply for any of our business, corporate and purchasing card options (see Terms and Conditions for complete details).


Purchasing Card

Streamline and simplify your company's procurement process with a Bank Independent Purchasing Card, featuring:

  • A dedicated account manager
  • Comprehensive custom online reporting for superior expense and expenditure control
  • Fraud prevention reports
  • Integration with general ledger and expense management software
  • Efficient automated payments
Visit a Sales Office near you to apply for any of our business, corporate and purchasing card options (see Terms and Conditions for complete details).



Subject to credit approval.  Ask for details.
MasterCard is a registered trademark of MasterCard International Incorporated. Certain terms, conditions and exclusions apply.  Please consult your Guide to Benefits for specific benefit configuration.
*For details on the rewards program, please visit www.bibank.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice.
**We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 percent cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards. 
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