Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Close OLB

Connect and control your finances.

Merchant Services

Let us build a custom suite of services to give your customers lots of ways to pay. 

Card Readers

Who wants to turn down a potential purchase?  Our card readers ensure that you're ready to accept all types of payments from your customers, even when you're away from your store.

Standard Terminals accept
  • Widely-used credit and debit cards, including Visa®, MasterCard®, Discover®, and American Express®,
  • Contactless/Digital Wallet payments (including Apple Pay, Google Pay, Samsung Pay and MasterPass), and
  • EMV or "chip" cards for secure, encrypted transactions.

Mobile Card Readers offer the ultimate in payment mobility and convenience. Just attach the card reader to your mobile device and go!

Bluetooth and Wireless Terminals like our sleek and smart Poynt handheld payment terminal connect to 3G, WiFi and/or Bluetooth and don't require plug-in.

Logo for the poynt POS system.Image of the Poynt POS device.
Talech LogoImage of the Talech app running on an iPad.
Talech LogoImage of the Talech app running on an iPad.

See how Bank Independent and the Poynt system enhanced one local technology-focused  business here:



Payments Software

Need an all-in-one, plug-and-play solution to manage multiple aspects of your business?

Integrated Payments Software from Talech can be custom-configured to your business' unique needs to include:

  • Point-of-sale systems, 
  • Inventory management, 
  • Bar code readers, and/or
  • Shopping cart feature for online purchases.
Talech LogoImage of the Talech app running on an iPad.
Talech LogoImage of the Talech app running on an iPad.
Talech LogoImage of the Talech app running on an iPad.

Additional benefits include:

  • 24/7 remote system access,
  • Detailed analytics,
  • Multiple location management tools,
  • Integrated discounts, sales and promo options,
  • Employee insights, and more. 

Learn how Bank Independent and the Talech system positively impacted one local business here:



Gift/Loyalty Cards

Gift Card and Loyalty Programs can help you attract customers and build loyal, repeat business through:

  • A tailored program to suit the needs and goals of your business,
  • Cards that are compatible with all of our terminals,
  • Optional full-color card branding, and
  • Online reporting to monitor success.

Why BI?

It all goes back to our 70+ year ongoing belief that "a rising tide lifts all boats."  We truly believe that if businesses in our communities succeed, our economy thrives.  We want to help you make that positive difference in people's lives, so with all of our Merchant Services programs, you'll enjoy:  

  • A dedicated Business Banking team available for complimentary on-site consultations and follow-up
  • Flat-rate pricing
  • Self-service online reporting
  • 24/7 customer service by phone
  • Electronic or paper statements

Give us a call Monday through Friday from 8:00 a.m. to 5:00 p.m. at (256) 386-5000 or (877) 865-5050 to speak to a Business Banking Specialist.
phone handset icon

Request a Call

Can't make it to a branch? Let us know how, when and where it would be convenient to contact you.



icon person

Meet our Team

Bank Independent's sales, service and support team is dedicated to helping our business customers succeed.



bus sync blue icon

Sync

Convenient, easy-to-use tools to help you manage your finances on-the-go 24/7.