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Business Loans

  • Bank Independent is locally owned and operated, we have a vested interest in North Alabama. So if your business succeeds, we all benefit. 

    We can design customized programs and provide approvals quickly.  Our loan decisions are made right here, not by an out-of-town committee unfamiliar with your business.


    Our programs include:

    • Specialized Billing – Accounts receivable financing from Interstate Billing Service provides cash for working capital and eliminates billing headaches.
    • Equipment Financing – We can finance most any kind of equipment from construction machinery to vehicle fleets.
    • Commercial Real Estate – Let us help you purchase or refinance land or facilities to grow your business.
    • Lines of Credit – We can also provide ready cash based on secured and unsecured lines of credit.
    • Start-Up Capital – Starting a new business? We will consider start-up capital for your new venture.
    • SBA Loans – As an SBA-approved lender, we provide 504, 7(a) and other loans for small businesses just like yours. 


  • Apply Business Lending CTA   Request Business Lending CTA

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