Business Loans & Banking Solutions at Bank Independent Fueling Growth for Local Businesses

Small Business Loans
Fueling Growth for Local Businesses
At Bank Independent, we believe thriving local businesses are the backbone of strong communities. Since 1947, we’ve helped power that success—starting with agricultural loans for rural Alabama and growing into a full-service financial partner for businesses of every size.
Whether you're a small business with a single storefront or a large corporation with complex financial needs, Bank Independent has the tools, local experts, and custom-tailored service to help you get business done. We provide the flexibility, support, and speed your business needs to thrive.
Our Business Advantage Solutions bring together flexible financing and local decision-making to move your business forward—at any stage of growth.
Business Advantage Solutions
From startup to expansion and everything in between, we offer:
- Flexible Lending Options
- Fixed- and variable-rate loans
- Secured and unsecured lines of credit
- SBA-backed loan programs
- Real Estate and Equipment loans.
- Working Capital & Cash Flow Solutions – Smooth out seasonal shifts and seize timely opportunities.
- Local Expertise, Fast Decisions – Work directly with empowered lenders who understand your market and your goals.
At Bank Independent, we don’t just fund loans—we build banking relationships that last. Our goal is to support your success with comprehensive, personalized financial services.
Get Started Today
Your time is valuable, so we offer several options to help you get started on your loan request:
- Request a call or visit from your local Sales Officer
- Visit one of our 33 convenient locations
All loans are subject to credit approval.
Real Estate Loans
We want to finance your next expansion, construction or real estate purchase.
Meet our Treasury Experts
Bank Independent's sales, service and support team is dedicated to helping our business customers succeed.