Certificate of Deposit (CD)

Boost your business savings in a few months or max out your earning over several years. Bank Independent CDs fuel significant growth with some of our competitive fixed rates. 





Grow your money with a locked-in rate.

Sometimes you need access to savings at a moment's notice. Sometimes you have the luxury of leaving excess funds untouched – that's when your business can leverage a CD's growth opportunities. Whether you're planning for a purchase or strengthening your financial safety net, our CDs let you tailor the terms to meet your needs. Choose a savings period and your money will grow consistently at your locked-in rate. Once your CD matures, you can spend the money or reinvest to continue growing.
  • Invest with a $1,000 minimum deposit.
  • Choose from various terms and fixed interest rates.
  • Maximize your savings by keeping your money invested for the full term.1
 


Term Interest Rate APY2
3 Month 3.21% 3.25%
6 Month 3.21% 3.24%
7 Month 3.41% 3.43%
11 Month 3.31% 3.31%
1 Year 3.65% 3.65%
18 Month 3.01% 3.02%
2 Year 3.75% 3.75%
3 Year 2.01% 2.01%
4 Year 2.01% 2.01%
5 Year 2.01% 2.01%

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Disclosure
Not available to financial institutions or public funds.
 
1 An early withdrawal penalty will apply.

2 Annual Percentage Yield (APY) is effective as of June 3, 2026 and is subject to change at any time. The APY reflects the total amount of interest earned based on the interest rate and frequency of compounding for a 365-day period. $1000 minimum balance required to open the account and to earn the advertised APY. Not available to financial institutions or public funds. Fees may reduce earnings on account. Limited time offer.