Financial Decisions
Making informed financial decisions starts with the right information. Explore our financial literacy resources for practical guidance on budgeting, saving, managing credit, protecting your identity and more. Whether you’re building your financial foundation or planning for the future, these documents can help you take the next step with confidence. Browse the resources below to get started.
Consumer Resources
Helpful information from American Bankers Association Foundation, including FAQs and tips, to help people of all ages manage their money, protect against fraud and understand their options for financial relief.
Financial Calculators
Mortgage
- Calculate a Mortgage Payment (Opens in a new Window)
- Rent or Buy? (Opens in a new Window)
- Proceeds from Sale of a Home (Opens in a new Window)
- Home Affordability (Opens in a new Window)
- Compare Two Mortgage Loans (Opens in a new Window)
- Adjustable Rate Mortgage Analyzer (Opens in a new Window)
- Time to Refinance? (Opens in a new Window)
Home Equity
- The Equity in Your Home (Opens in a new Window)
- Calculate a Home Equity Loan Payment
- Calculate a Home Equity Line of Credit Payment (Opens in a new Window)
- Using Home Equity for a Major Purchase
- Home Equity Loan or Line of Credit?
- Consolidate Debt with Home Equity
- Paying Off a Home Equity Loan or Line of Credit (Opens in a new Window)
Auto
- Calculate a Vehicle Payment (Opens in a new Window)
- Low Rate or Cash Back? (Opens in a new Window)
- Compare Monthly Payment by Term (Opens in a new Window)
- Vehicle Affordability by Loan Term (Opens in a new Window)
- Compare Two Vehicle Loans (Opens in a new Window)
- Gas Mileage Savings with a Fuel Efficient Vehicle (Opens in a new Window)
- Purchase or Lease a Vehicle (Opens in a new Window)
Savings
- The Impact of Saving More (Opens in a new Window)
- Save for College (Opens in a new Window)
- What Will My Savings Be Worth? (Opens in a new Window)
- Save to be a Millionaire (Opens in a new Window)
- Save Towards a Goal (Opens in a new Window)
- The Benefits of Compounding (Opens in a new Window)
- Save for a Rainy Day (Opens in a new Window)