Next Generation Banking
From a first savings account to a first debit card, we make it easy to build financial independence every step of the way.
Smart accounts for every stage of growing up.
At Bank Independent, we believe good money habits start early — and grow stronger with experience. That’s why our Next Generation Banking accounts are designed to help children, teens, and young adults learn, save, and manage their money with confidence.
Independent Teen Checking
A first checking account made for ages 13–17 — and made for learning. Parents stay connected while teens gain freedom with their own debit card and digital access.
- Joint account with parent or guardian
- Free debit card with customizable alerts
- No monthly service fee
- Access to Mobile and Online Banking
Independent Young Adult Checking
Banking that fits your life — from college to your first career. Get the flexibility and freedom you need with features designed for wherever you’re headed next.
- For ages 18–25
- No monthly service fee
- Access to Mobile and Online Banking
Save More with Student Savings
A flexible, no-fuss account for students under 25. Whether they’re saving for a new laptop or next semester’s books, this account keeps their goals in reach.
- $1 to open
- No monthly service fee
- Earns interest automatically
- Easy access through Mobile and Online Banking
Minor Savings
Help your child learn the power of saving early. With just $1 to open, this account gives kids under 18 a simple way to start building for their future.
- $1 minimum opening deposit
- No monthly service fee
- Earns interest on every dollar
- Perfect for teaching saving goals and responsibility