Student Savings
As a young person, it's important to develop a lifelong savings habit. Get started with an account that comes with the kind of digital tools you like.
No deposit slips. No standing in line. Bank the way you want.
If you're between 15 and 25, it's important to develop real-world skills – like smart money management and saving for future needs. The good news is that you can do this without taking much time out of your busy life. At Bank Independent, teens and young adults can open an account1 loaded with built-for-speed financial tools like Online Banking, a free mobile app2, and much more.
- No monthly fees.
- Earn interest at our current rate.3
- Manage your account through Online Banking and Mobile Banking.
- Open a Smart Swipe account to increase your savings automatically.
Looking to pay down balances faster? Want to earn rewards with every purchase?
Explore Credit CardsDisclosures
1 Students 17 and younger must have an adult 18+ signer accompanying them on the account.
1 Students 17 and younger must have an adult 18+ signer accompanying them on the account.
2 Message and data rates may apply.
3 The interest rate and annual percentage yield for Student Savings is variable and may change at any time at our discretion. We may change the interest rate on your account daily. Interest will be compounded and added back to principal every month. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before the interest is credited, you will receive the accrued interest.
3 The interest rate and annual percentage yield for Student Savings is variable and may change at any time at our discretion. We may change the interest rate on your account daily. Interest will be compounded and added back to principal every month. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before the interest is credited, you will receive the accrued interest.