Micro Business

You're keeping your business lean and efficient, maybe as a sole proprietor. But that doesn't mean you're alone. Bank Independent supports your company with a checking account tailored to what you need today. 




You're invested in your business. So are we.

Our community and local economy are better because people like you decide to launch a business. That's why we offer a customized checking account for start-ups and small shops. You get everything you need to manage your finances whenever it's convenient, plus get 25 items processed monthly at no charge.1
  • $100 minimum opening deposit
  • No monthly service charge
  • Free Online and Mobile Banking2
  • Business Bill Pay and mobile check deposit available3
  • Debit cards for fast, easy purchases online and in stores
  • No overdraft charges for insufficient funds of $5 or less4
 
Disclosures
1 An additional charge will apply to process more than the listed number of items.

2 Carrier data charges may apply.

3 Requires separate enrollment. See a Business Banking Specialist for additional details.

4 An NSF fee will not be charged to an account if the ending daily balance in the account is overdrawn by $5.00 or less.
 
We will charge an NSF/Overdraft fee of $36 for each presentment that overdraws your account. We will not charge more than 6 NSF/Overdraft fees to your account in one business day. An NSF fee is a charge that is assessed when a presentment is returned by the bank due to insufficient funds in the account. An overdraft fee is a charge assessed when a presentment is paid by the bank on an account with insufficient funds. Standard overdraft practices apply when you have authorized us to pay, and we have agreed to pay checks and other transactions causing an overdraft through automatic bill payment and for checks and other transactions made using your account number. Whether your overdraft item will be paid is discretionary and we reserve the right not to pay. We will not authorize and pay overdrafts for ATM transactions or everyday debit card transactions unless you ask us to. Deposits are required within 45 days of an overdraft. If an overdraft is not paid in full within this period, your account is subject to close. See a Personal Banker for details on minimum balance requirements and monthly maintenance fees for all deposit accounts. (Schedule of fees)