Business Credit Cards
The business world moves quickly, so you need flexible payment options that keep pace. A Bank Independent Mastercard® lets your team take care of business while easily tracking expenses.
Get a credit card geared toward your everyday business purchases.
Enjoy money-saving perks, earn rewards, and get all the conveniences you want. With every Bank Independent Business and Corporate credit card you'll enjoy:
- Multiple payment options including in-branch payments and servicing
- Consolidated or individual billing statements
- Individually customized employee spending limits
- Local decision-making
- 24/7 customer service and online account access
- Support from our sales officers and Treasury Solutions team
- Mastercard® ID Theft Protection
Now Available
Intuit Direct Connect for Quicken, QuickBooks & Credit Karma
We’re excited to introduce Intuit Direct Connect, a new, secure way to connect your Bank Independent accounts to Quicken, QuickBooks, and Credit Karma.
Previously, customers had to manually download transaction files from our website and upload them into their financial management tools. With Intuit Direct Connect, that extra step is no longer needed.
This new connection allows you to securely authorize Intuit or Quicken to automatically pull transaction data from your Bank Independent account—saving time and simplifying your workflow.
How it works:
- Open Quicken, QuickBooks, or Credit Karma and search for Bank Independent.
- Sign in using Bank Independent’s secure login page.
- Review and accept the disclosure.
- Choose the account(s) you want to link and click “Link my accounts.”
- Finish setup and return to your selected Intuit or Quicken product.
Once connected, your transaction data will sync automatically—no manual uploads required.
Visit a Sales Office near you to apply for any of the business, corporate and purchasing card options below.
Find the right card for your business.
Mastercard® Business World Elite
Privilege. Rewards. Premier services. This is the complete package in a Mastercard®.
- Up to 3% cash back rewards on all purchases1,2
- $500 cash back bonus if you spend $5,000 in the first 90 days3
- $95 annual fee waived for the first year+
- No foreign transaction fee+
Mastercard® Business Low Rate Platinum
Simplify your finances and save money by consolidating your balances at a low APR.
- $99 annual fee4
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No balance transfer fee+ in the first 6 months. After that, a balance transfer fee of $10 or 1% of the amount of the transfer (whichever is greater) applies. Balance transfers subject to available credit.
- Includes Mastercard® benefits like Zero Liability Protection, ID Theft Resolution services, Mastercard® Global Emergency Services, and MasterRental Coverage on rental cars.
Mastercard® Business Platinum
Enjoy lower monthly payments if you carry a balance from month to month.
- Take advantage of a lower APR with no annual fee.+
- Includes Mastercard® benefits like Zero Liability Protection, ID Theft Resolution services, Mastercard Easy Savings®, and MasterRental Coverage on rental cars.
Mastercard® Business Platinum Rewards
Here's the credit card to help you manage spending, protect capital, and earn rewards.++
- Earn 1% cash back for everyday purchases that can be used for statement credits or a direct deposit into your checking account2.
- Includes Mastercard® benefits like Zero Liability Protection, ID Theft Resolution services, Mastercard Easy Savings®, and MasterRental Coverage on rental cars.
- Choose individual cardholder or consolidated billing.
Corporate Credit Cards
If your company requires higher spending limits, consider our corporate credit cards. They combine commercial credit control and working capital solutions with customized local service.
Corporate Card
- Ideal for larger businesses or non-profits paying statement balances in full.
- No personal guarantee is required.
See Terms and Conditions for complete details.
Corporate Rewards Card
- Enjoy all of the benefits of our Corporate Card.
- Earn 1% cash back for every $1 spent.2
See Terms and Conditions for complete details.
Purchasing Card
Streamline and simplify your company's procurement process with a Bank Independent Purchasing Card. A dedicated account manager is always available to assist.
- Comprehensive custom online reporting for superior expense and expenditure control
- Fraud prevention reports
- Integration with general ledger and expense management software
- Efficient automated payments
Small Business Platinum Secured Card
If you need to strengthen or build your business credit, opening a Small Business Platinum Secured Card from Bank Independent could be your best option. Your credit limit is set by a security deposit, and the card is loaded with features you need during your workday. It's a great way to separate personal and business expenses, simplify finances, and increase cash flow.
- Customer service assistance 24 hours a day, 7 days a week
- Multiple payment options, including automatic debit, online banking, mobile app, in-branch, by phone or by mail
- Consolidated or individual billing statements available
- No-cost, full expense reporting service available
- Real-time account access to view your balance, transactions, statements and payments via our secure credit card website
- Multiple employee cards available at no additional cost with individual credit lines, spending limits and controls for different employees
- Real-time spend alerts and controls
- Mobile app features include the ability to turn the card off and on, request a balance transfer, make a payment and more
- Apple Pay®, Samsung Pay® and Google Pay™* for contactless payment technology on supported devices
- Includes Mastercard® benefits like Zero Liability Protection, Identity Theft Resolution Services, MasterRental Coverage, Mastercard® Digital Merchant Offers, and Mastercard® Easy Savings Program
Keep Your Account Close At Hand
Download the myApex Card app to check your account balances, make a payment, lock or unlock your card, and much more – all from your phone.
- Get peace of mind when you sign up to receive alerts for online, phone, mail or international purchases.
- Stay on top of daily spending by limiting the amount that can be spent per day or per transaction.
Subject to credit approval. New Business Cardmembers only. Advertised offers subject to change without notice.
Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.
1 We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet our criteria for this card, you may be considered for the Mastercard Platinum Rewards card.
2. For details on Rewards Program, please visit https://bibank.myapexcard.com/about-rewards/rewards-terms(Opens in a new Window). Rewards options are subject to change without notice.
3. For Business accounts with rewards: Accounts utilizing the consolidated billing option, rewards are allocated to the primary account holder only. Accounts utilizing the individualized billing option, rewards are allocated to each cardholder. If applicable, upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
4. For Business Low Rate Platinum (Terms & Conditions Link here) and Business World Elite (Terms & Conditions Link here) Credit Card accounts utilizing the consolidated billing option: The annual fee is charged to the primary account holder only. Accounts utilizing the individualized billing option: The annual fee is charged to each cardholder.
Apple Pay® is a registered trademark of Apple, Inc. Samsung pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay™ is a registered trademark of Google LLC.