Credit Cards

Looking to pay down balances faster? Want to earn rewards with every purchase? At Bank Independent, you'll find a Mastercard® that fits your personal finances. 



Explore our Mastercard® options to find the one that fits.

Your credit card is a go-tool for your personal finances, so you need one that's tailored to your needs. You'll find it at Bank Independent. 
 
 


Now Available

Intuit Direct Connect for Quicken, QuickBooks & Credit Karma
We’re excited to introduce Intuit Direct Connect, a new, secure way to connect your Bank Independent accounts to Quicken, QuickBooks, and Credit Karma.

Previously, customers had to manually download transaction files from our website and upload them into their financial management tools. With Intuit Direct Connect, that extra step is no longer needed.

This new connection allows you to securely authorize Intuit or Quicken to automatically pull transaction data from your Bank Independent account—saving time and simplifying your workflow.

How it works:
  1. Open Quicken, QuickBooks, or Credit Karma and search for Bank Independent.
  2. Sign in using Bank Independent’s secure login page.
  3. Review and accept the disclosure.
  4. Choose the account(s) you want to link and click “Link my accounts.”
  5. Finish setup and return to your selected Intuit or Quicken product.
 
Once connected, your transaction data will sync automatically—no manual uploads required.


Simplify your finances and save money by consolidating your balances at a Low APR.
  • $99 annual fee+
  • No balance transfer fee for balances transferred during the first six months. After that, a balance transfer fee+ of $10 or 1% of the amount of the transfer (whichever is greater) applies. Balance transfers subject to available credit.
  • Includes Mastercard® benefits like Zero Liability Protection, ID Theft Resolution services, and Mastercard® Global Emergency Services
Enjoy lower monthly payments if you carry a balance from month to month.
  • Take advantage of a lower APR with no annual fee.+
  • Includes Mastercard® benefits like Zero Liability Protection, ID Theft Resolution services, and Mastercard® Global Emergency Services. 
You have the opportunity to earn cash back every time you make a purchase with this card.
  • Earn 1% cash back for everyday purchases1 that can be used for statement credits or a direct deposit into your checking account.
  • Introductory offer - Rewards Bonus: Earn a $50 cash back bonus if you spend $1000 in the first 90 days.2
Maximize the amount of cash back you can earn.
  • Up to 3% cash back rewards on everyday purchases3
  • Earn a $500 cash back bonus if you spend $5000 in the first 90 days2
  • $95 annual fee+
  • No foreign transaction fee+
Please note, if you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.
Our secured credit card is ideal if you need to build or rebuild your credit. You get all the versatility and convenience of a Mastercard® with a credit limit that you set based on your security deposit. Every month, your on-time payments are reported to credit bureaus to give you the best chance of consistently improving your credit score.
  • 24/7 customer service assistance
  • Multiple payment options, including automatic debit, mobile app, in-branch, by phone, or by mail
  • Real-time account access to view your balance, transactions, statements, and payments via our secure credit card website
  • Additional cards available for authorized users at no cost
  • Includes Mastercard® benefits like Zero Liability Protection, Identity Theft Resolution Services, and Mastercard® Global Emergency Services
*Terms and Conditions






Keep Your Account Close At Hand

Download the myApex Card app to check your account balances, make a payment, lock or unlock your card, and much more – all from your phone.

Get peace of mind when you sign up to receive alerts for online, phone, mail, or international purchases.
Stay on top of daily spending by limiting the amount that can be spent per day or per transaction.
Search “myApex Card” in the Apple Store® or Google Play™ to install, or click below.

Apple App Store Badge    Google Play Badge









    Apple Store® is a registered trademark of Apple, Inc.
    Google Play™ a trademark of Google LLC.

    Subject to credit approval. Ask for details.

    New Cardmembers only. Advertised offers subject to change without notice.

    Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

    Apple Pay® is a registered trademark of Apple, Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay™ is a registered trademark of Google LLC.

    1 For details on Rewards Program, please visit https://bibank.myapexcard.com/about-rewards/rewards-terms. Rewards options are subject to change without notice.

    2 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://bibank.myapexcard.com/about-rewards/rewards-terms. Rewards options are subject to change without notice.

    3 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.