The credit you deserve from the folks you know.
Hometown service plus worldwide benefits.
Choose from cards* that reward you with unlimited points and premier services, or pick a card with a lower APR for balance transfers or debt consolidation.
Bank Independent’s signature service:
- Apply or pay in any Bank Independent sales office
- Local decision-making on approvals and limits
- Personalized customer service you’ve always expected
Exceptional benefits of Mastercard** credit:
- 24/7 customer service and online access
- Purchase, travel, warranty protections and/or services***
- Digital wallet compatibility…pay with your phone
Personal Credit Cards
Bank Independent's credit card options include low interest rates, robust rewards and special introductory offers. You'll enjoy the same great hometown service and local decision-making you've come to expect, plus the worldwide Mastercard® benefits your business needs.
Transfer a balance or consolidate debt from higher-rate card to our lowest APR Platinum Mastercard.
- Enjoy a 0% introductory APR on purchases and balance transfers for six months.
- After that, the variable APR will be 10.24% to 18.24% based on creditworthiness (see Terms and Conditions for details).
- Our lowest APR card is designed for those who frequently carry a balance from month to month.
- Platinum Mastercard benefits include Price Protection, ID Theft Resolution services, Extended Warranty and MasterRental Coverage on rental cars.
Reward yourself with unlimited points, complimentary premier services and exclusive assistance with our World Mastercard (see Terms and Conditions for complete details).
- Enjoy a one-time sign-up bonus of 10,000 bonus points when you spend $3000 in the first three months.††
- Earn one point for every $1 you spend (for details about the Rewards program see Rewards Terms and Conditions).
- Choose from reward redemption options including cash credits, services or gift cards.
- Earn double points for travel and dining purchases.†††
- Take advantage of enhanced Mastercard Concierge Services and Purchase Assurance benefits in addition to Price Protection, ID Theft Resolution services, Extended Warranty and MasterRental Coverage on rental cars.