In person or online; in an app or your digital wallet; in Athens, Alabama or Athens, Greece. Your Bank Independent Debit Card is secure and convenient.
What's more convenient than using your Bank Independent Debit Card? Keeping your card in your wallet and paying with your smart phone!
Add your Bank Independent Debit and Credit Cards to your favorite digital payment app today for:
- Simple cardless checkout Just touch, tap, and go!
- Enhanced security One of the safest ways to pay.
- Debit or credit card access All your Bank Independent cards are compatible with all four systems.
BI Debit Cards are compatible with:
Find the Apple Wallet app on your device and follow the on-screen instructions
Stay on top of potential debit card fraud with BI Card Guardian text alerts. This complimentary service alerts you when your Bank Independent Debit Card shows:
- International purchases
- Most purchases at gas stations
- Transactions greater than $100
- Five or more purchases in a rolling 24-hour period
- "Card not present" transactions (like online purchases)
- Your card is declined
If you think the transaction is fraudulent, just reply to the BI Card text within 12 hours using the custom code you'll see in the message. Our fraud team will start investigating immediately, and your card will be blocked from future use. If you authorized the transaction, no response is required.
Here are some examples of text messages you might receive from BI Card Guardian alerts:
Enroll each of your Bank Independent Debit Cards quickly and easily, or learn more from our FAQs.
Did you know that your Bank Independent Debit Card is also a great way to SAVE?
With Bank Independent's exclusive Smart Swipe program, every purchase you make with your Bank Independent Debit Card is automatically rounded up to the nearest dollar, and the difference is transferred to a Bank Independent deposit account of your choice. Click here to learn more and enroll.
Here's how Smart Swipe Works:
- Use your Bank Independent Debit Card for a purchase.
- We'll round up that amount to the nearest dollar.
- We'll automatically deposit the difference into your designated account.
|Use your Debit Card to Buy||You Pay||We Will Round It Up To||And Then Transfer||Watch Your Balance Add Up|
|At the end of the business day, we'll transfer your savings to your designated account||$1.80|
Debit Card FAQs
Find answers to all of your debit card questions.
Instant-Issue Debit Cards
Many of our Sales Offices can issue new or replacement debit cards while you wait. Call (256) 386-5000 to find an Instant Issue location near you.
Convenient, easy-to-use tools to help you manage your finances on-the-go 24/7.