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Debit Cards


    With a Bank Independent Debit Card it's easy to pay for purchases online or in person anywhere MasterCard® is accepted or withdraw cash at any Bank Independent ATM or at any ATM displaying the MasterCard® symbol. 



    Your Bank Independent Personal Debit Card Offers:


    Mobile Banking Debit Card Management – Choose the Manage Cards icon in your Bank Independent Mobile Banking app to:

    • activate a new card
    • report a card lost or stolen
    • temporarily suspend (or unsuspend) your debit card from use.    

    Apple Pay – Learn more about how Apple Pay lets you use your mobile device for debit card purchases here

    Travel Convenience – To minimize transaction problems and processing disruptions when you travel please notify Bank Independent of your travel plans before you leave and read our handy travel tips. Traveling internationally? Click here for tips on traveling with confidence.

    Worldwide Acceptance – Your Bank Independent Debit Card can be used anywhere MasterCard® is accepted. Your account number is never shared with anyone, so you can feel more safe than when writing a check.

    Expense Tracking – As soon as you swipe your card at most locations you can view the transaction in Online Banking to better track your expenditures and manage your money.



    Chip Card Technology – Bank Independent has enhanced the security of your debit card with state-of-the-art chip card technology.  Learn more about chip cards here!

    BI Card Guardian – Easily enroll for complimentary fraud protection for your Bank Independent Debit Card through text alerts. Learn more   

    MasterCard® SecureCode – In addition to our other methods of preventing, detecting, and resolving fraud, MasterCard SecureCode, a complimentary service, confirms your identity through online security questions for certain types of online transactions.


    Optional Benefits

    Smart Swipe – This exclusive savings option from Bank Independent lets you round up your debit card purchases and deposit the change into another Bank Independent account.  Learn more

    More Bank Independent Debit Card services and information:

    Dispute a charge on your debit card that you did not authorize or participate in

    Notify us of upcoming travel to avoid debit card issues when you're away from home

    Read Frequently Asked Questions



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